On Top Of The World Homes with Buyer Approval Required Community Features

On Top Of The World Homes with Buyer Approval Required Community Features

Welcome to On Top of the World, a vibrant and welcoming subdivision nestled in the heart of Clearwater, Florida. This charming community is situated in the picturesque Pinellas County, renowned for its stunning beaches and sunny climate, making it a sought-after destination for those looking to enjoy the quintessential Florida lifestyle.

On Top of the World is more than just a place to live; it’s a lifestyle choice. This active adult community is designed for those aged 55 and over, offering a unique blend of comfort, convenience, and camaraderie. With a wide variety of homes available, each thoughtfully designed to provide both style and functionality, residents can find the perfect space to call their own. However, it’s important to note that buyer approval is required, ensuring a harmonious living environment that fosters community spirit.

The community boasts an impressive array of amenities that cater to a diverse range of interests. Enjoy leisurely strolls through beautifully landscaped grounds, take a dip in one of the sparkling pools, or engage in a friendly game of tennis or pickleball. The clubhouse serves as the social hub, hosting events, classes, and activities that encourage residents to connect and create lasting friendships.

Living in On Top of the World means embracing an active lifestyle while being surrounded by the natural beauty of Clearwater. With its convenient location, you’ll find shopping, dining, and entertainment options just a stone's throw away. Discover the joys of community living in On Top of the World—where every day feels like a vacation!

Newest On Top Of The World Homes with Buyer Approval Required Community Features

2434 Australia Way E Unit 36, Clearwater
$104,900
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Furnished, Move in ready, 2 Bedroom, 1 Bath 1100 sq ft condo in On Top of The World! Just footsteps away from the activity center. Enjoy living in Resort style. Located close to the elevator and stairs. Freshly painted and updated windows in rear. Kitchen is spacious and overlooks the Florida/Bonus Room. Schedule your showing today. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. If financing, a 35% down payment is required.

2434 Australia Way E Unit 36, Clearwater
2192 Swedish Drive Unit 6, Clearwater
$309,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Discover the comfort, convenience, and lifestyle of this beautifully maintained first-floor condominium, offering approximately 1,650 square feet of inviting living space in a highly desirable location within On Top of the World! From the moment you enter, you'll appreciate the warmth and character of this spacious two-bedroom, two-bath home. Crown molding and plantation shutters add an elegant touch throughout, while beautiful hardwood flooring extends through the living room, dining area, kitchen, Florida room, and hallways. Both bedrooms are carpeted, with tile flooring in the bathrooms. The kitchen features appliances just a few months old, and the hot water heater was replaced in 2026. The air conditioning system, while older, has been regularly serviced and continues to work well. Storage is exceptional, with two generous walk-in closets, and a separate study featuring attractive built-in cabinetry provides a wonderful space for reading, hobbies, or working from home. One of the home's special features is the peaceful rear patio, surrounded by lovely landscaping and greenery. It's the perfect place to enjoy your morning coffee, unwind in the afternoon, or simply appreciate the outdoors. The convenient first-floor location and friendly atmosphere of this two-story building add to the appeal. You'll also enjoy easy access to the scenic walking path around Harbor Lake. Living at On Top of the World means enjoying much more than a beautiful home. This sought-after 55+ community offers an extraordinary range of amenities and activities designed to make every day more enjoyable. Residents have access to two activity centers, two heated swimming pools, a state-of-the-art fitness center, tennis and pickleball courts, walking and biking paths, hobby and craft studios, and a fully equipped woodworking shop. Golf enthusiasts will especially appreciate two private golf courses—a nine-hole and an 18-hole course—available exclusively to resident owners at no additional charge. There is truly something for everyone, with an active calendar of clubs, fitness classes, dancing, billiards, cards, educational programs, live entertainment, and countless opportunities to make new friends. Pet owners will appreciate the welcoming, pet-friendly atmosphere and fenced dog park. The community is situated on one of the highest elevations in Pinellas County, offering added peace of mind regarding potential storm surge. Buildings feature solid concrete construction designed for hurricane resilience. The building's required Milestone Inspection has been successfully completed, with no Phase II inspection required. The community also has a longstanding reputation for responsible financial management, with no special assessments in more than 60 years. Conveniently located just minutes from award-winning Gulf beaches, shopping, restaurants, healthcare facilities, airports, and cultural attractions, On Top of the World is an ideal place to call home year-round or enjoy as a seasonal retreat. With its generous living space, attractive finishes, thoughtful updates, exceptional storage, tranquil patio, and access to an outstanding community lifestyle, this home offers a wonderful opportunity to enjoy the very best of On Top of the World. Schedule your private showing today!

2192 Swedish Drive Unit 6, Clearwater
2070 World Parkway Boulevard Unit 40, Clearwater
$200,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Beautifully Updated End-Unit Condo in On Top of the World! Enjoy comfortable living in this beautifully updated 2-bedroom, 2-bathroom end-unit condo located in the desirable 55+ community of On Top of the World in Clearwater! Offered partially furnished, this inviting home features newer windows throughout, an additional exterior window for added natural light, and a remodeled kitchen complete with quartz countertops, a convenient pass-through, and newer appliances. Luxury vinyl flooring throughout provides a stylish look with easy maintenance, while the beautifully remodeled bathrooms add a fresh, modern touch. An in-unit washer and dryer provide added convenience, making everyday living even easier. Location is everything, and this condo is ideally situated directly across from the East Recreation Center, offering convenient access to an impressive array of amenities. Enjoy the state-of-the-art fitness center, heated swimming pool, lapidary and woodworking workshops, and the Grand Hall featuring dances, shows, and community events. With a variety of clubs and activities, tennis courts, lawn bowling, and two golf courses just a short walk away, there is always something to enjoy! Whether you're looking for an active lifestyle, a comfortable place to call home, or a relaxing Florida retreat, this updated condo offers the perfect combination of convenience, community, and low-maintenance living. Come discover all that On Top of the World has to offer!

2070 World Parkway Boulevard Unit 40, Clearwater
2021 Australia Way W Unit 13, Clearwater
$155,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
FIRST-FLOOR CONVENIENCE, UPDATED KITCHEN & FLOORING, AND RESORT-STYLE LIVING IN CLEARWATER! Welcome to the highly desirable 55+ community of On Top of the World, where there's always something to do and everything you need is close by! This charming 2-bedroom, 1-bath condo has so much to offer, starting with its sought-after FIRST-FLOOR LOCATION and PARKING DIRECTLY OUTSIDE YOUR FRONT DOOR! Step inside and you'll immediately notice the gorgeous, freshly refinished parquet wood flooring that adds warmth and character to the home. You'll also find tile and NEW luxury vinyl flooring throughout - NO CARPET anywhere! The recently updated kitchen offers a fresh, inviting space, while the enclosed sunroom with updated windows is the perfect spot to enjoy your morning coffee or set up your office space. Need storage? You'll love the abundance of closet space! And here's another great feature you don't always find in condo living - a WASHER AND DRYER RIGHT INSIDE YOUR UNIT! But the real fun begins just outside your door! On Top of the World is known for its incredible amenities and active lifestyle, offering TWO GOLF COURSES, TWO SWIMMING POOLS, a spa, sauna, fitness center, tennis courts, shuffleboard, dog park, fishing pier, café, and a spacious main activity hall. With countless clubs, activities, and social events, there's something for just about everyone! Your HOA fee also takes care of cable, internet, water, sewer, trash, and more, making everyday living that much easier. And let's talk about the LOCATION! Right in the heart of Clearwater, you're conveniently located near the beautiful Gulf beaches, charming downtown Dunedin, Safety Harbor, Tarpon Springs, shopping, restaurants, entertainment, top-rated hospitals, and two major airports. Whether you're searching for a full-time Florida home or the perfect seasonal escape, this condo checks so many boxes! First-floor living, convenient parking, beautiful flooring, in-unit laundry, and an unbeatable lineup of amenities - all in one of Clearwater's most popular 55+ communities. Don't miss your opportunity to make it yours!

2021 Australia Way W Unit 13, Clearwater
2040 World Parkway Boulevard Unit 22, Clearwater
$179,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to On Top of the World Golf Course Community in Clearwater! This fully furnished 2-bedroom, 2-bath, 1,400 sq. ft. end unit offers extra windows for added natural light and an exceptional location directly across from the East Activity Center (Building 11). Thoughtful upgrades include PGT hurricane rated windows installed in 2025, luxury vinyl plank flooring, updated kitchen cabinets and counter tops with newer appliances, and a convenient coffee bar. The spacious primary suite features an updated ensuite bathroom, while generous storage throughout provides plenty of room to stay organized. The Florida Room is perfect for Relaxing and enjoy a beautiful, peaceful view of mature trees and a quiet stream, creating a lovely backdrop to everyday living. Live in the Florida lifestyle at On Top of the World Clearwater, where there’s always something to enjoy! This active 55+ community offers golf, swimming pools, fitness facilities, tennis, pickleball, shuffleboard, lawn bowling, fishing and kayaking, a dog park, and a wonderful variety of clubs and social activities. With so many ways to stay active, socialize, and enjoy your surroundings, OTOW offers much more than a home, it offers a lifestyle. Financing requires a minimum 35% down payment.

2040 World Parkway Boulevard Unit 22, Clearwater
2451 Canadian Way Unit 51, Clearwater
$139,900
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
YOU FOUND IT!! Welcome to one of the most highly coveted 55+ communities in Clearwater, Florida. You will enjoy being just minutes away from Downtown Dunedin, Pinellas County Beaches, and Countryside Mall. This completely remodeled 2-bedroom, 1-bathroom condo offering 1,100 square feet of living space is thoughtfully updated throughout, this home offers a fresh, modern feel with earth tones, quality finishes and attention to detail. The beautifully redesigned kitchen features custom solid maple cabinetry, Corian countertops, a stainless steel sink, stone tile backsplash, and a matching refrigerator enclosure. Enjoy brand-new LG appliances, including a spacious 28-cubic-foot refrigerator and glass-top range with air-fryer functionality, along with a Bosch dishwasher. Additional improvements include custom manufactured hardwood flooring, tiled kitchen flooring, an updated bathroom with new tile and vanity, fresh Behr paint throughout, modern light fixtures, solid basswood living room shutters, Bali blinds in the Florida room and second bedroom, impact/wind-mitigation windows, and elegant French doors. Enjoy the wonderful lifestyle On Top of the World has to offer, with two private golf courses, swimming pools, fitness centers, tennis courts, hobby studios, a dog park, and numerous social activities. Conveniently located near Downtown Dunedin, beautiful Gulf beaches, shopping, and dining.This move-in-ready condo offers a wonderful opportunity to enjoy comfortable Florida living in a vibrant and established community. Schedule your private showing today! (Pictures are true to life and are not AI enhanced).

2451 Canadian Way Unit 51, Clearwater
2331 Finlandia Lane Unit 21, Clearwater
$127,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfortable Florida living in this clean, first-floor, one-bedroom, one-bathroom condo located in the desirable 55+ community of On Top of the World. The unit features luxury vinyl tile flooring throughout, two private patios, one in the front and one in the back, and the convenience of a dedicated parking space directly in front of your door. Its location near the community entrance and exit provides easy access. On Top of the World offers an abundance of amenities and activities for an active lifestyle, including private lake access for fishing and kayaking, activity centers, golf courses, swimming pools, organized clubs and activities, a dog park, tennis courts, shuffleboard, and so much more. Whether you're looking for relaxation, recreation, or an active social lifestyle, this condo offers a wonderful opportunity to enjoy all that On Top of the World has to offer! The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

2331 Finlandia Lane Unit 21, Clearwater
2255 Philippine Drive Unit 45, Clearwater
$190,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to one of the better priced, updated, 1400 sqft condo in the Top of the World. It's a 2/2, 3rd floor unit (nobody above you), that combines comfort & resort style living. It has a desirable floor plan & is move in ready. The kitchen features new hardware, wood cabinets, new granite counter tops, a new under counter sink & faucet, new back splash, a new range top, stainless steel refrigerator/dishwasher/microwave, butler station, lament flooring, plus plenty of countertop space & cabinets. The Florida room has added counter tops/cabinets, large pantry closet, double pane windows, & lament flooring. The master bedroom has luxury vinyl tile and an approved 2020 stack washer/dryer closet (which conveys). The ensuite bathroom has a stand-alone shower, new toilet, new vanity sink/cabinet w/ a marble top, lighted mirror, and luxury vinyl tile. The 2nd/guest bathroom has a shower/tub combo w/ hand grip, new sink/vanity, & luxury vinyl tile. The 2nd/guest bedroom has Berber carpet. The front windows are hurricane impact. The main living area has lament flooring. The entry way has a new storm door. All rooms have recently been painted, all flooring is recent, all rooms but the kitchen/bathrooms have ceiling fans. The water heater is new, and the ac system is 2018 (well maintained & serviced yearly). Newer blinds throughout. Assigned parking. This pet friendly 55+ community has 2 activity centers/club houses, 2 heated pools, 2 golf courses (9 & 18 holes), jacuzzi, computer center, gym/exercise room, fenced dog park, hobby studio/wood shop, billiards, shuffleboard, tennis, horseshoes, lawn bowling, picnic areas, entertainment, classes, clubs, cards, library, dancing, the on-site Good Karma Cafe, & more. Your HOA covers all the amenities, 120 channel basic cable/high speed internet, water/sewer, trash, and everything outside the walls. This unit is fee simple. HOA approval is required & if financing, there is a min down payment requirement. You will be close to everything, the beach, airports, the mall, shopping, entertainment, health facilities, restaurants, pet care, hairdressers, banking, downtown Dunedin/Safety Harbor, Honeymoon Island, & more. All rooms sizes are approximate.

2255 Philippine Drive Unit 45, Clearwater
2295 Mexican Way Unit 21, Clearwater
$125,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
COME AND SEE This First floor condo is across from the 18 hole golf course and backs up to a beautiful backyard with a nice patio for grilling out and spending relaxing, cool and peaceful evenings. This condo has been completely remodeled with an open floor plan as you enter. The kitchen features granite counter with a beautiful eating bar. Come see this completely furnished move in ready home and make it your own. Hurry, this one will not last. Assigned parking just outside your door. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and many restaurants. All room sizes, floor plans and square footage are approximate.

2295 Mexican Way Unit 21, Clearwater
2426 Persian Drive Unit 52, Clearwater
$132,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step inside this inviting third-floor condo in the sought-after 55+ community of On Top of the World and start making your Florida lifestyle dreams a reality! From the moment you enter, you’ll appreciate the open-concept living and dining area, offering plenty of space for relaxing, entertaining, and gathering with family and friends. Just around the corner from the dining area, you’ll find the kitchen, conveniently positioned near an additional bonus room filled with natural light from its ample windows. This versatile flex space offers so many possibilities—create a comfortable family room, game room, hobby space, reading retreat, or simply make it your own! Back through the main living area, the hallway leads to the home’s private living spaces. The generously sized guest bedroom features a spacious wall closet, while the nearby guest bathroom offers a convenient tub/shower combination. Just around the corner is the primary suite, complete with abundant wall closet space and a private en-suite bathroom featuring a step-in shower. As an added bonus, the primary bedroom also provides direct access to the light-filled family/bonus room. Of course, life at On Top of the World is about so much more than the condo itself! This vibrant 55+ community is known for its tremendous array of amenities and activities, including golf, clubhouses, swimming pools, walking trails, planned activities, and so much more. Whether you’re looking to stay active, meet new friends, or simply enjoy the Florida sunshine, there’s something here for everyone. Come discover what makes On Top of the World such a special place to call home. Schedule your showing today and see all that this wonderful condo and community have to offer!

2426 Persian Drive Unit 52, Clearwater
2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater
2287 Philippine Drive Unit 59, Clearwater
$144,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to 2287 Philippine Dr #59 in the desirable On Top of the World community in Clearwater, FL! This 2-bedroom, 2-bathroom condo is located in an elevator building and offers a spacious layout with a family room and new flooring throughout. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this unit presents an excellent opportunity in one of Tampa Bay’s premier 55+ gated and guarded communities. Residents enjoy access to over 170 clubs and activities, multiple pools, a private golf course, expansive clubhouse, fitness center, tennis and sport courts, and beautifully maintained grounds. Conveniently located just minutes from Clearwater Beach, shopping, dining, and major highway access including US-19, this condo combines lifestyle and location in the heart of Clearwater.

2287 Philippine Drive Unit 59, Clearwater
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