Largo Homes under $400,000

Largo Homes under $400,000

Welcome to Largo, Florida – a vibrant gem nestled in the heart of Pinellas County! Known for its lush parks, friendly community, and a prime location just minutes from the stunning Gulf Coast beaches, Largo offers a perfect blend of suburban tranquility and urban convenience. With a rich history and a commitment to growth, this charming city is ideal for families, retirees, and anyone looking for a warm and welcoming place to call home.

Largo boasts a variety of amenities, including top-rated schools, diverse dining options, and an array of recreational activities. The city's beautiful parks, such as Largo Central Park, provide residents with ample opportunities for outdoor fun, from walking trails to playgrounds and picnic areas. Plus, with the nearby beaches of Clearwater and St. Pete, residents can enjoy sun-soaked days by the water.

For those seeking affordable housing options, Largo is an excellent choice. The real estate market features a selection of charming homes under $400,000, making it accessible for first-time buyers and those looking to downsize. From cozy single-family homes to modern townhouses, there’s something for everyone. Many properties come with spacious yards, updated kitchens, and the potential for personal touches that make a house truly feel like home.

Whether you're drawn by the scenic beauty, the community spirit, or the affordable housing market, Largo is a place where you can build lasting memories. Explore the possibilities today and discover why so many are choosing to call this wonderful city their home!

Newest Largo Homes under $400,000

11200 102nd Avenue Unit 64, Seminole
$129,900
2 Beds ⋅ 1 Baths ⋅ Twin Oaks Apts SubDv. ⋅ 33778 Zip Code
Virtually Staged. MOVE-IN READY 2-BEDROOM CONDO IN SEMINOLE | 55+ | FLOOD ZONE X | IN-UNIT LAUNDRY | MINUTES TO THE GULF BEACHES Exceptionally clean, well maintained and truly move-in ready, this spacious 2-bedroom, 1-bath condo offers 1,180 square feet of comfortable single-story living in Twin Oaks, an established 55+ community in the heart of Seminole. Inside, you’ll find a bright, welcoming floor plan with plenty of room to actually live. The kitchen features quality wood cabinetry, a tile backsplash, generous storage and an eat-in area. The spacious living and dining areas flow into an enclosed Florida room, adding flexible space for a second sitting area, home office, hobby room or a quiet place to enjoy your morning coffee. Both bedrooms are generously sized with ample storage, and the home has been carefully maintained over the years. Best of all, laundry is right inside the unit with a front-loading stackable washer and dryer. Additional improvements include a 2021 water heater, 2017 rear windows and an HVAC system that has been serviced annually. The building roof was replaced in 2022. One of the biggest benefits of living at Twin Oaks is how simple monthly ownership can be. The $675 monthly association fee covers internet, cable, water, sewer, trash, pest control, community amenities and association-maintained exterior and grounds, with an additional $118 monthly land lease. That means fewer separate household bills and fewer exterior maintenance responsibilities to manage. Some communities are new. Others are tried and true. Twin Oaks has been part of Seminole for decades, with well-maintained grounds, a community pool, clubhouse, shuffleboard, guest parking and opportunities to enjoy an active community lifestyle. And the location is hard to beat. Seminole City Center, shopping, dining, medical services, Lake Seminole Park, the Pinellas Trail and Seminole Recreation Center are all nearby, with Indian Rocks Beach, Indian Shores, Madeira Beach and the Gulf beaches just a short drive away. Located in Flood Zone X, this condo brings together the things that matter: a super-clean, move-in-ready home, generous living space, indoor laundry, straightforward monthly expenses and an established Seminole community close to everything that makes this part of Pinellas County such a great place to live. Move in, unpack and start enjoying Florida.

11200 102nd Avenue Unit 64, Seminole
10199 Sailwinds Boulevard S Unit 103, Largo
$175,000
2 Beds ⋅ 2 Baths ⋅ Bella Vista On Lake SubDv. ⋅ 33773 Zip Code
Welcome to easy Florida living in the gated community of Bella Vista! This 2-bedroom, 2-bathroom ground-floor condo offers 901 square feet of comfortable living space with the convenience of no stairs, walkin closet and one assigned parking space. Step outside to the screened-in patio, the perfect spot to enjoy your morning coffee, relax with a good book, or enjoy Florida’s beautiful weather. The community sits on Seminole Lake, providing kayaking and some beautiful bird watching! The convenient ground-floor location is close to the community pool, mailboxes, and other amenities, making everyday living easy and enjoyable. The seller is offering the condo furnished, including the existing furniture and household contents, creating an excellent opportunity for a buyer looking for a move-in-ready Florida home, seasonal getaway, or investment property. With monthly association dues of just $482, this gated community offers an affordable, low-maintenance Florida lifestyle. Just bring your suitcase and start enjoying the Florida sunshine!

10199 Sailwinds Boulevard S Unit 103, Largo
7041 Opal Drive, Largo
$279,900
2 Beds ⋅ 3 Baths ⋅ Opal Place SubDv. ⋅ 33773 Zip Code
Welcome to this inviting two-story, end-unit townhome in Largo offering 2 bedrooms, 2.5 bathrooms, and approximately 1,350 square feet of living space. The open floor plan features comfortable living and dining areas, a functional kitchen with a center island and stainless steel appliances, and plenty of space for everyday living and entertaining. Both bedrooms offer privacy on the upper level, while the attached garage provides convenient parking and additional storage. Enjoy the private fenced yard and outdoor patio, perfect for relaxing or entertaining. Conveniently located near shopping, dining, major roadways, and local attractions including Largo Central Park, the Florida Botanical Gardens, and the beautiful Gulf Coast beaches of Indian Rocks Beach and Clearwater Beach. Schedule your showing today!

7041 Opal Drive, Largo
11982 106th Street, Largo
$284,900
2 Beds ⋅ 1 Baths ⋅ Orange Lake Village SubDv. ⋅ 33773 Zip Code
Live the Florida lifestyle just 10 minutes from Indian Rocks Beach! This move-in-ready Largo home pairs major updates with an unbeatable location, so you can spend less time worrying about maintenance and more time enjoying everything the Gulf Coast has to offer. Recent improvements include a complete HVAC system with all-new ductwork, a 2025 roof, new water heater, luxury vinyl flooring throughout, and brand-new appliances. The oversized one-car garage offers plenty of room for beach gear, bikes, storage, and more, while the spacious lot gives you room to truly enjoy the outdoors. Even better, the home is located outside of a flood zone. When you’re not at the beach, Largo Central Park is just two miles away, offering community events, concerts, and more. Convenient access to US-19 keeps shopping, dining, and everyday essentials close by, with Tampa easily accessible for work or a night in the city. Updated, conveniently located, and minutes from the beach. This is your opportunity to enjoy coastal Florida living without the beachfront price tag.

11982 106th Street, Largo
10735 110th Lane, Largo
$300,000
2 Beds ⋅ 3 Baths ⋅ Pine Grove Estates Add SubDv. ⋅ 33778 Zip Code
MOTIVATED SELLER! Bring your offers! Welcome to this spacious and versatile 2-bedroom, 2.5-bath NO HOA home in Largo. Originally configured as a 3-bedroom, 2-bath home, this property offers the potential to convert back to its original layout, providing an additional bedroom and increased functionality. Screened in front porch and back patio with an outdoor kitchen and half bath. With approximately 1,397 square feet of living space and a 6,599-square-foot lot, this home offers plenty of opportunity to customize the space to fit your needs! Conveniently located in Largo with easy access to shopping, dining, and LESS THAN 5 MILES FROM THE BEACH! Buyer and buyers agent to verify all information.

10735 110th Lane, Largo
12900 Vonn Road Unit E204, Largo
$169,900
2 Beds ⋅ 2 Baths ⋅ Labelle Of Largo Condo SubDv. ⋅ 33774 Zip Code
COASTAL LIVING, JUST MINUTES FROM THE GULF! Welcome home to this exceptional residence OFFERED BELOW MARKET VALUE & thoughtfully designed for the perfect blend of comfort, functionality, and easy Florida living. Located in a NO-FLOOD, NO-EVACUATION ZONE, this home delivers peace of mind along with an incredible location and lifestyle. From the moment you step inside, you'll love the inviting OPEN-CONCEPT FLOOR PLAN. The spacious living areas flow seamlessly into an expansive BONUS FLORIDA ROOM, enclosed with double-pane sliding storm windows. This versatile space can be enjoyed as a personal retreat, game room, home office, or even a second living area. The PRIMARY SUITE offers direct access to the Florida Room and beautiful views of the sparkling pool and beautifully landscaped courtyard. The updated EN-SUITE BATH features additional shelving, while the spacious walk-in closet provides plenty of storage. The UPDATED KITCHEN is designed for both style and convenience and features a NEW Samsung Wi-Fi Smart Range, Slimline Microwave, ultra-quiet Dishwasher with a convenient 3rd rack, a built-in TV with movable bracket, and abundant cabinet storage. The desirable SPLIT-BEDROOM FLOOR PLAN provides privacy, with the second bedroom located near the updated second bathroom. A convenient laundry closet includes a full-size washer and dryer, making everyday living effortless. Additional updates include HVAC (2020), WATER HEATER (2020), and an UPDATED ELECTRICAL PANEL. Your low monthly maintenance fee includes an impressive list of amenities and services: community pool, pool baths and outdoor shower, cable, internet, exterior and grounds maintenance, pool care, sewer, water, and trash removal. LOCATION, LOCATION, LOCATION! Step outside your community and enjoy an incredible array of recreation and entertainment options. Located directly across the street is the Southwest Recreation Complex, featuring pickleball, tennis, basketball, an Olympic-size pool, and a state-of-the-art fitness center. You're also just 2 blocks from Largo Public Golf Course, close to the Central Park Performing Arts Center, Highland Family Aquatic Center, Largo parks, and Southwest Pool. And for outdoor enthusiasts, enjoy a stroll through the Florida Botanical Gardens. The Pinellas Trail is just a few minutes away, offering approximately 75 miles of connected trails perfect for biking, walking, and running, with numerous parks and recreation areas along the way. This is more than a home, it's an AFFORDABLE, EASY, CONVENIENT COASTAL LIFESTYLE in an incredible location. Come see why this IS the Florida home you've been waiting for! ALL OFFERS WILL BE PRESENTED!

12900 Vonn Road Unit E204, Largo
2223 Fulton Way, Largo
$389,900
3 Beds ⋅ 2 Baths ⋅ Wilcox Manor SubDv. ⋅ 33774 Zip Code
Welcome to 2223 Fulton Way, a 3-bedroom, 2-bath block home that's been updated throughout and sits on nearly a quarter acre at the end of a tucked-away Largo cul-de-sac, with no HOA and no flood zone. Impact-rated windows and sliding glass doors are already in place, along with new rain gutters, fresh interior paint, recessed lighting, and new fans and fixtures. Move-in ready from the moment you step inside, this home is a true turnkey find. An open floor plan and plenty of windows keep the home bright and airy. The kitchen offers stone countertops, a gas range, and abundant cabinet space, ready for everyday cooking and weekend entertaining. New flooring runs through the bedrooms, and the primary suite includes its own en suite bath, with a new vanity and fixtures. Pull right into the one-car garage for added convenience, with extra storage space and the washer and dryer right there. Backyard living is a real highlight here. A large, fenced lot with no rear neighbors gives you the kind of privacy and open green space that's hard to find, with plenty of room to entertain, garden, play, or relax in a tranquil, park-like setting. Sugar-sand Gulf beaches are just minutes away, with the Southwest Recreation Center, Publix, area hospitals, shopping, and dining all close by. Updated, private, and move-in ready, 2223 Fulton Way delivers the lifestyle you've been waiting for. Schedule your private showing today and don’t miss out!

2223 Fulton Way, Largo
12760 Indian Rocks Road Unit 801, Largo
$265,000
2 Beds ⋅ 1 Baths ⋅ New Atlantis Club Condo SubDv. ⋅ 33774 Zip Code
WELCOME TO A BEAUTIFULLY FULLY RENOVATED AND FURNISHED CONDO IN THE WATERFRONT NEW ATLANTIS CLUB COMMUNITY! This residence has been completely renovated from top to bottom, offering a fresh, modern interior and a truly move-in-ready opportunity. Step inside to a bright and inviting living space featuring updated finishes throughout, a beautifully renovated kitchen, remodeled bathroom, new flooring, fresh paint, updated fixtures, and carefully selected details that create a clean and contemporary feel. Enjoy the Florida waterfront lifestyle with convenient space for your kayak and direct access from the community grounds to the Intracoastal Waterway, making it easy to enjoy kayaking, paddleboarding, fishing, and days on the water. The waterfront setting in the back of the community provides beautiful views and access to the waterways leading toward the Gulf. New Atlantis Club offers resort-style amenities including heated swimming pools, hot tub, fitness center, clubhouse, grilling and picnic areas, and beautifully maintained common grounds. Conveniently located just minutes from Beach, local restaurants, shopping, parks, and everything the Gulf Coast has. Whether you are looking for a primary residence, seasonal Florida retreat, or low-maintenance coastal property, this fully renovated condo offers an excellent opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

12760 Indian Rocks Road Unit 801, Largo
11485 Oakhurst Road Unit 1200-214, Largo
$165,000
1 Beds ⋅ 1 Baths ⋅ Waters Edge 1 Condo SubDv. ⋅ 33774 Zip Code
Updated 1/1 condo in Water's Edge, minutes from Indian Rocks Beach. All ages welcome, not a 55+ community. Features new laminate wood flooring, fresh paint, new kitchen countertops, stainless-steel sink and faucet, recessed lighting, pantry closet. New ceiling fans throughout and updated bathroom fixtures. Enjoy the pool, hot tub, shuffleboard, covered picnic area, courtyard BBQ, lakeside covered dock for fishing, and a recreation center with a social hall, kitchen, fitness room, billiards, ping pong and a big-screen TV. Walk to shopping. Low dues and a new roof make this a great primary or second home. Don't miss it!

11485 Oakhurst Road Unit 1200-214, Largo
529 Needle Palm Street, Largo
$122,500
2 Beds ⋅ 2 Baths ⋅ Palm Hill Mobile Home Park Unrec SubDv. ⋅ 33778 Zip Code
Experience the quintessential Florida lifestyle in Palm Hill Country Club, a premier, highly active 55+ community designed for those who want to live life to the fullest. Here, your days can be as relaxing or as energized as you choose, with an impressive lineup of amenities including a 9-hole golf course, three sparkling swimming pools, two soothing hot tubs, and active tennis and pickleball courts. A bustling calendar of planned social activities and community events guarantees a vibrant neighborly atmosphere year-round. Total peace of mind is built right in, as the $595 monthly maintenance fee comprehensively covers your water, sewer, lawn care, garbage, and cable. When you venture outside the community, the best of the Gulf Coast is practically at your doorstep. You are just minutes away from exploring the scenic Pinellas Trail, boating, or soaking up the sun on world-renowned sandy Gulf beaches. Plus, with both St. Pete-Clearwater International Airport and Tampa International Airport within easy reach, welcoming family or jetting off on a vacation is completely effortless. Whether you are searching for a dynamic full-time residence or a sun-drenched seasonal getaway. INTERIOR:Step inside to find a seamless open-concept layout featuring high end luxury vinyl flooring built over new plywood subfloors, fresh paint, and stylish drywall, beadboard, and paneled accents. The stunning kitchen (2026) is a chef's dream, boasting brand new cabinetry, sleek countertops, and a full stainless-steel appliance package (refrigerator with ice/water dispenser, range, dishwasher, microwave, and disposal). The kitchen flows effortlessly into the dining area and a generous living room, anchored by an eye-catching designer focal wall. Need extra room? A bonus room being roughly 100 sq ft just off the living room offers the perfect flexible space for a home office, hobby room, or cozy den. Retreat to the spacious primary suite, which easily accommodates a king-size bed and features a walk-in closet alongside a private en-suite bath with a new vanity and glass-enclosed walk-in shower. The nicely sized guest bedroom includes plantation-shutter-style closet doors and sits adjacent to a beautifully refreshed guest bath complete with a new vanity, modern lighting, and a tub/shower combo with a newly tiled ceramic surround. Upgraded with newer windows, brand-new ceiling fans, and recessed lighting throughout, this extensively modernized home is completely move-in ready! EXTERIOR:From the moment you arrive, this residence commands attention with undeniable curb appeal, showcasing crisp vinyl siding, elegant awnings, and updated exterior doors that warmly welcome you inside. Built for effortless comfort and peace of mind, the property boasts a durable roof-over, a reliable heat pump AC unit, and a newly installed vapor barrier underneath. Outdoor living is truly where this home shines. Step onto the expansive screened porch (2019) to admire designer flooring that extends seamlessly to the driveway, creating the perfect shaded sanctuary for morning coffee or evening breezes. Out back, unwind on the private rear patio framed by plush grass, and take advantage of the spacious utility shed equipped with a washer and dryer (2021). Priced competitively at just $122,500 including the share, this move-in-ready retreat offers exceptional value, pride of ownership, and easy coastal living. Opportunities of this caliber rarely linger—schedule your private tour today.

529 Needle Palm Street, Largo
12641 116th Lane, Seminole
$315,000
3 Beds ⋅ 1 Baths ⋅ Martin Terrace 1st Add SubDv. ⋅ 33778 Zip Code
Virtually Staged. Welcome to this fabulous Seminole home just minutes to Indian Rocks Beach with the added benefit of no HOA. Situated on a spacious fenced lot, this home combines modern upgrades with a prime location close to everything the Florida lifestyle has to offer. Inside, luxury vinyl flooring flows throughout the main living areas, complemented by a bright, open layout that creates a warm and contemporary feel.  The expansive backyard provides the perfect setting for entertaining, relaxing, or enjoying peaceful Florida evenings. Ideally located just steps from the Pinellas Trail and minutes from award-winning Gulf beaches, this home places you near parks, golf courses, shopping, dining, and entertainment. Prime Location: Centrally located in Flood Zone X with no insurance required. You are less than a mile from the Pinellas Trail and Ridgecrest Park, with Largo Mall and our pristine Gulf Beaches just minutes away.  With easy access to major roadways, 2 International airports, and nearby cities like St Pete, Tampa, and Orlando, this move-in ready home offers the perfect balance of convenience, comfort, and lifestyle.

12641 116th Lane, Seminole
11678 104th Street, Largo
$269,900
3 Beds ⋅ 2 Baths ⋅ Orange Lake Village SubDv. ⋅ 33773 Zip Code
Virtually Staged. Welcome to this 3-bedroom, 2-bath home in Largo’s Orange Lake Village community. The home offers a functional layout with comfortable living spaces and will benefit from some minor updates. The property provides an opportunity to add personal touches and make the space your own. Conveniently located near major roadways, shopping, dining, schools, parks, and other everyday amenities. With its convenient location and practical layout, this home offers an opportunity to create a comfortable space tailored to your needs.

11678 104th Street, Largo
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