Clearwater Homes with Association Recreation - Lease Community Features

Clearwater Homes with Association Recreation - Lease Community Features

Welcome to Clearwater, Florida – a sun-kissed gem nestled in the heart of Pinellas County! Known for its stunning white sandy beaches and crystal-clear waters, Clearwater is a vibrant coastal city that offers a perfect blend of relaxation and adventure. With a rich cultural scene, delightful dining options, and an array of outdoor activities, Clearwater is the ideal destination for those seeking a vibrant community lifestyle.

One of the standout features of Clearwater is its diverse range of homes with association recreation and lease community options. These properties not only provide a comfortable living space but also grant residents access to a wealth of amenities designed to enhance the quality of life. Imagine enjoying sunny afternoons at the community pool, engaging in friendly matches at the tennis courts, or unwinding in beautifully landscaped parks – all just steps from your front door.

Living in a lease community means you can enjoy the perks of a well-maintained environment without the burdens of extensive upkeep. Many of these homes are designed with modern finishes and open layouts, catering to a variety of lifestyles. Whether you're a young professional, a growing family, or looking to retire in paradise, Clearwater's real estate offerings can accommodate your needs.

As you explore Clearwater, you’ll find that the community is not just about homes; it’s about creating lasting memories. With year-round events, festivals, and a welcoming atmosphere, Clearwater invites you to make it your home. Come and experience the charm of Clearwater, where coastal living meets community spirit!

Newest Clearwater Homes with Association Recreation - Lease Community Features

2331 Finlandia Lane Unit 21, Clearwater
$127,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfortable Florida living in this clean, first-floor, one-bedroom, one-bathroom condo located in the desirable 55+ community of On Top of the World. The unit features luxury vinyl tile flooring throughout, two private patios, one in the front and one in the back, and the convenience of a dedicated parking space directly in front of your door. Its location near the community entrance and exit provides easy access. On Top of the World offers an abundance of amenities and activities for an active lifestyle, including private lake access for fishing and kayaking, activity centers, golf courses, swimming pools, organized clubs and activities, a dog park, tennis courts, shuffleboard, and so much more. Whether you're looking for relaxation, recreation, or an active social lifestyle, this condo offers a wonderful opportunity to enjoy all that On Top of the World has to offer! The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

2331 Finlandia Lane Unit 21, Clearwater
2417 Persian Drive Unit 53, Clearwater
$124,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
From the moment you step inside, you'll immediately feel at home! This warm and inviting, fully furnished 2 bed/ 2 bath CORNER condo is the one you have been waiting for! An additional delight is the desirable top-floor living without neighbors above, making this home such a special find. Featuring laminate flooring throughout the main living areas, cleaning will be a breeze! Soak in the natural light permeating through the IMPACT RESISTANT WINDOWS. The attractive kitchen includes updated soft close cabinetry, and opens to a Florida room, perfect for relaxing and unwinding. Enter the spacious main bedroom, offering a private en-suite bath, complete with seamless glass shower doors, adding a touch of luxury. Both bedrooms include an abundance of closet space. For your peace of mind, the air conditioning system was replaced in May 2021, and the water heater was replaced in November 2023. Don't delay, schedule your showing today! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

2417 Persian Drive Unit 53, Clearwater
2462 Brazilia Drive Unit 70, Clearwater
$95,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy maintenance-free living in this spacious 2 bedroom, 1 bath, 1,100 square foot, 3rd floor condo located in the highly desirable 55+ community of On Top of the World. Filled with natural light, the home features a large living and dining area, a mirrored accent wall that enhances the open feel, and a bright Florida room that provides additional living and dining space. The building is at the end of a quiet cul-de-sac and the Florida room has tranquil views of a lush, green backyard. Two exterior entrances provide added convenience, with one located near the elevator access. Residents of On Top of the World enjoy an extensive list of amenities, including two private golf courses with free resident golf, two heated pools, tennis and pickleball courts, a remodeled fitness center, billiards, hobby and woodworking studios, fitness classes, entertainment, and more than 150 clubs and activities. The community is pet-friendly and features a fenced dog park, two private fishing piers, and the on-site Good Karma Café. Conveniently located near Clearwater Beach, downtown Dunedin, shopping, dining, medical facilities, parks, golf courses, and airports, this community offers easy access to everything the Clearwater area has to offer while maintaining a private, resort-style setting. 35% down payment is required for financing per OTOW rules.

2462 Brazilia Drive Unit 70, Clearwater
2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater
2287 Philippine Drive Unit 59, Clearwater
$144,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to 2287 Philippine Dr #59 in the desirable On Top of the World community in Clearwater, FL! This 2-bedroom, 2-bathroom condo is located in an elevator building and offers a spacious layout with a family room and new flooring throughout. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this unit presents an excellent opportunity in one of Tampa Bay’s premier 55+ gated and guarded communities. Residents enjoy access to over 170 clubs and activities, multiple pools, a private golf course, expansive clubhouse, fitness center, tennis and sport courts, and beautifully maintained grounds. Conveniently located just minutes from Clearwater Beach, shopping, dining, and major highway access including US-19, this condo combines lifestyle and location in the heart of Clearwater.

2287 Philippine Drive Unit 59, Clearwater
2170 Americus Boulevard S Unit 51, Clearwater
$255,000
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfort and convenience in this well-located 2-bedroom, 2.5-bath condo conveniently located within a short walk from the West Activity Center. Located in a vibrant 55+ community, this home delivers an active, connected lifestyle. Includes an assigned parking spaces. The 55+ community has two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2170 Americus Boulevard S Unit 51, Clearwater
2381 Ecuadorian Way Unit 45, Clearwater
$179,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome home to this beautifully renovated top floor, 2-bedroom, 2-bath condo, ideally located directly across from the East Activity Center! Enjoy easy access to a heated swimming pool, fitness center, tennis and pickleball courts, and a variety of recreational activities, all within walking distance. After parking in your assigned space, step inside to discover an extra-large living room featuring luxury vinyl plank flooring, elegant crown molding, and recessed lighting. The stunning renovated kitchen is sure to impress, showcasing slow-close shaker cabinets, granite countertops, stainless steel appliances, a stylish ceramic tile backsplash, a modern range hood, luxury vinyl plank flooring, and recessed lighting. Both bathrooms have been tastefully updated with new comfort-height commodes, vanities, faucets, and lighting fixtures, combining modern style with everyday functionality. Additional features include updated windows, ceiling fans in key rooms, your own washer and dryer, and important mechanical updates for added peace of mind. The HVAC system, replaced in 2018 and includes a UV lamp to help improve indoor air quality, and the water heater was replaced in 2020. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down payment is required and association approval is required. Washer, dryer, and hook ups must be approved by the association. This move-in-ready home combines thoughtful renovations, comfortable living spaces, and an outstanding location near community amenities. Don't miss this opportunity to enjoy the Florida lifestyle you've been looking for. Schedule your showing today!

2381 Ecuadorian Way Unit 45, Clearwater
1610 Evergreen Avenue S, Clearwater
$489,950
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33756 Zip Code
YOUR GOING TO FALL IN LOVE WITH THIS ONE! BEAUTIFUL curb appeal, EXCEPTIONAL updates, and a backyard made for enjoying the Florida lifestyle! This METICULOUSLY maintained Clearwater home sits on a generous .22-acre lot and offers a fresh, modern feel throughout. An inviting paver front porch welcomes you inside, where you'll find smooth ceilings, newer interior doors, abundant natural light, and NO CARPET! The spacious family room features a beautiful bay window, while the light-filled dining room opens through French doors to the outdoor living space. The kitchen offers stainless steel appliances, a GAS RANGE for those who love to cook, and a pantry closet. All bedrooms are GENEROUSLY sized, including a secondary bedroom large enough for a king-size bed. The oversized primary suite features a STUNNING, extensively RENOVATED en-suite bathroom with QUARTZ countertops, a taller vanity, gorgeous walk-in shower, and stylish barn door. The second bathroom has also been updated with a granite-topped vanity. This home has SMOOTH CEILINGS throughout! Step outside to an EXPANSIVE backyard featuring a SCREENED-IN sunroom, OVERSIZED paver patio, storage SHED, and PLENTY OF ROOM FOR A FUTURE POOL! Whether entertaining friends or enjoying a quiet evening outdoors, this space offers endless possibilities. MAJOR IMPROVEMENTS ALREADY COMPLETED! Whole-house repiping (2025), roof (2020), hurricane-rated windows THROUGHOUT (2020), A/C (2017), and additional attic insulation with two thermostatically controlled fans (2022). A gas water heater adds to the home's appeal. Ideally located near Clearwater Beach, Sand Key Park, Largo Central Park, Eagle Lake Park, and the Pinellas Trail, with convenient access to shopping, dining, airports, and everything Tampa Bay has to offer. Immaculate, move-in ready, and beautifully cared for, this home delivers the updates buyers want and the outdoor space that's hard to find. Don't forget to check out the Social Media Reel! PRICE TO SELL!

1610 Evergreen Avenue S, Clearwater
2454 Australia Way E Unit 38, Clearwater
$110,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the best of Florida living in this ideally located 2-bedroom condo! Just steps from the East Activity Center, you'll have convenient access to swimming pools, a remodeled fitness center, tennis and pickleball courts, and a variety of recreational activities. Inside, laminate flooring extends throughout the living room, dining room, and both bedrooms, creating a cohesive look. The Florida Room features realistic wood-look ceramic tile flooring and a separate doorway providing access to the building's second-floor lobby and laundry facility. The updated kitchen offers slow-close shaker-style cabinets, granite countertops, and ceramic tile flooring. This vibrant 55+ community offers an exceptional array of amenities, including two private golf courses (9- and 18-hole), two heated swimming pools, two activity centers, and a remodeled fitness center equipped with modern exercise equipment. Enjoy an active social calendar featuring fitness classes, dancing, clubs, cards, billiards, and much more. Pet owners will appreciate the fenced dog park with covered seating, while hobby studios and a woodshop offer space to explore creative interests. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Conveniently located near Gulf Coast beaches, shopping, transportation, entertainment, and fine dining, this fee-simple condo offers an appealing combination of comfort, recreation, and convenience. Don't miss this opportunity to enjoy an active Florida lifestyle in a community filled with amenities! All room sizes, floor plans and square footage are approximate. Association approval is required. If financing, a 35% down payment is required.

2454 Australia Way E Unit 38, Clearwater
2221 Swedish Drive Unit 53, Clearwater
$179,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautiful 3rd-floor 2-bedroom, 2-bath partially furnished El Dorado model offering 1,370 sq ft of bright, open living on the highly sought-after West Side of On Top of the World’s golf community—just steps from Harbor Lake. Complete with a charming sitting area at the front entry perfect for enjoying your morning coffee or relaxing after a day of activities, you will see this sets the tone before you step inside. The spacious interior features ceramic tile flooring throughout the main living areas, granite kitchen countertops, newer appliances, and a new disposal. The home includes updated windows in front (2008); back windows are hurricane-impact (2025) providing added protection and efficiency. Major mechanicals are already updated with a (2025) water heater and Trane A/C (2018). The primary bedroom offers new soft carpeting, creating a comfortable retreat. The guest bedroom is carpeted and is a blank canvas. This desirable El Dorado layout delivers generous room sizes, abundant natural light, and a smooth, easy-living flow. Located on OTOW’s premier West Side, residents enjoy close proximity to golf, pools, fitness centers, clubs, and endless activities—all within a vibrant 55+ community and minutes from shopping, dining, and Clearwater’s beautiful beaches.

2221 Swedish Drive Unit 53, Clearwater
2254 Norwegian Drive Unit 36, Clearwater
$230,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the Florida lifestyle in this beautifully updated condo in Clearwater’s On Top of the World 55+ community! The kitchen, remodeled in 2021, features an open layout, new cabinetry, leather-finish granite countertops, an industrial-style sink, garbage disposal, and upgraded electrical wiring and panel. Stainless steel appliances from 2021 include a French-door refrigerator, range, microwave, and dishwasher. A permitted stackable washer and ventless dryer in the kitchen provide everyday convenience. No carpet! Laminate flooring extends throughout the living areas and bedrooms, complemented by vinyl tile flooring in the kitchen. Both bathrooms have been updated with step-in showers, new vanities, toilets, flooring, and lighting. Dimmable recessed lighting in the living room creates a welcoming atmosphere, while custom blackout blinds installed in both bedrooms in 2023 offer comfort and privacy. Additional improvements include hurricane-impact windows installed in 2020 with a transferable lifetime warranty and a NEW air-conditioning system and ductwork installed in 2025. On Top of the World offers an array of recreational and social opportunities, including two golf courses, swimming pools, tennis courts, a fitness center, billiards, a library, hobby studios, a dog park, and clubs and activities for a variety of interests. Spend your days enjoying your favorite pastimes and connecting with neighbors in this established community. The convenient Clearwater location provides access to shopping, restaurants, entertainment, medical facilities, and the area’s beautiful Gulf beaches, with Tampa International Airport and St. Pete–Clearwater International Airport within reach. Whether you’re looking for a year-round residence or a seasonal retreat, this condo offers comfort, convenience, and an engaging community lifestyle. Schedule your private showing today!

2254 Norwegian Drive Unit 36, Clearwater
2311 Brisbane Street Unit 23, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This well maintained first floor unit has too many updates to list. Park in the reserved parking spot right outside your front door and step inside to the expansive living room and dining room with recessed lighting and luxury vinyl plank flooring throughout. Discover a beautifully updated kitchen featuring stainless steel appliances, quartz countertops, a stainless steel sink with pull down faucet, and completed with a classic subway tile backsplash. This kitchen is a true delight for any home chef. Key upgrades include a water heater replaced in 2022, replacement windows, a full size washer and dryer, and multiple ceiling fans, ensuring efficiency, convenience and comfort for years to come. Both bathrooms have updated vanities and lighting. Relax with your morning coffee or favorite evening beverage on your private outdoor patio, also ideal for barbequing and entertaining. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. If financing, 35% down payment is required and association approval is required. This home harmoniously blends convenience, style and functionality, offering a wonderful opportunity for relaxed, modern living. Schedule your showing today.

2311 Brisbane Street Unit 23, Clearwater
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